To boost farmers' income and strengthen the agricultural sector, the Government of India is implementing several ambitious schemes. These initiatives aim to modernize infrastructure, improve market access, and promote sustainable practices. The key schemes include:
The AIF is a medium to long-term debt financing facility aimed at post-harvest management and community farming assets. Farmers and agri-entrepreneurs receive 3% annual interest subvention and credit guarantee coverage (CGTMSE) for loans up to ₹2 crore.
As of June 30, 2025, financial support worth ₹66,310 crore has been sanctioned for 1,13,419 projects, leading to an investment of ₹1,07,502 crore in the agriculture sector. Major projects include:
30,202 Custom Hiring Centers
22,827 Processing Units
15,982 Warehouses
3,703 Sorting & Grading Units
2,454 Cold Storages
38,251 Other Projects
This scheme supports the construction and renovation of warehouses in rural areas for better storage of agricultural produce. Eligible beneficiaries receive a subsidy of 25% to 33.33% of the project cost.
Between April 1, 2001 and June 30, 2025, a total of 49,796 storage projects have been approved with a combined capacity of 982.94 lakh metric tonnes. Subsidies amounting to ₹4,829.37 crore have been disbursed.
e-NAM is a virtual platform connecting physical mandis across states and UTs, enabling online trading of agricultural and horticultural products.
As of June 30, 2025:
1.79 crore farmers and 2.67 lakh traders are registered
12.03 crore metric tonnes and 49.15 crore units (like lemon, betel leaf, coconut) of produce have been traded
Total trade value has crossed ₹4.39 lakh crore
This scheme provides financial assistance for post-harvest infrastructure like cold storages and cold rooms.
In general areas: 35% subsidy of project cost
In hilly/tribal areas: 50% subsidy
The scheme is credit-linked and backend-funded to support enterprise-based development.
RKVY is a centrally sponsored scheme that provides grants to state governments for agricultural and allied sector projects. States have flexibility to plan and implement projects as per their regional priorities.
Support for Small and Marginal Farmers
(i) Credit Support: Under AIF, collateral-free loans up to ₹2 crore with 3% interest subvention and CGTMSE coverage are available.
(ii) Technology Support: Through the AIF portal, farmers access modern technologies like precision farming, processing and storage. The PMFBY scheme uses mobile-based CCEs, drones, and remote sensing for faster insurance claim settlement. Digital Agriculture Mission, Drone Didi, and National e-Governance Plan are also empowering farmers technologically.
(iii) Irrigation Support: Under the “More Crop per Drop” initiative, drip and sprinkler irrigation systems are being promoted. From 2015-16 to 2021-22, this was implemented under the Pradhan Mantri Krishi Sinchayee Yojana (PMKSY).
